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Credit Scores Are Pretty Silly But You Better Know Yours
That’s right, I think credit scores are kinda nonsensical but sadly they are hugely important. A bad one can have some pretty severe consequences. It will have an impact on your ability to borrow for a car or a house. It even effects the finance rates you will get when you do borrow. So you […]
4 min read
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2025 Goals: Crushed a Big One in Week 1!
One of my biggest goals for 2025 which for many is a major life goal has been achieved and it’s only the first week. That’s right as of today the mortgage on my primary residence has been paid in full. How did I manage to do this in just one week? I didn’t. In fact […]
4 min read
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The Importance of Tracking Net Worth
Having an accurate estimate of your current net worth is the foundation of understanding your financial fitness. Let’s explore why tracking your net worth is essential. In the early stages of my financial journey, I firmly believed I was making sound financial decisions. I was budgeting (somewhat), investing regularly, reducing debt and generally avoiding extravagant […]
4 min read
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Functional Goal Setting
It’s nearly that time of year with 2025 fast approach and we start to think about our new year’s resolutions. Personally, I’m not big on defining a single resolution that most break within the first week but I very big on setting personal goals for the year to come. I usually take the time between […]
4 min read
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Defining Financial Health and Fitness
How do we even go about defining financial health and fitness? It’s tough to improve what hasn’t been defined. We’ve all be driven around and the seen people living in giant homes with expensive cars in the laneway. Surely those people are financially fit being able to afford such luxuries. Sadley, material possessions are the […]
4 min read
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Welcome to Financial xFit
Welcome to Financial xFit and my very first blog post. If you are reading this then thank you. A huge part of this for me is learning how to blog, communicate my thoughts and learn about building online engagement. Purpose Simply put, my goal at Financial xFit will be to share the knowledge I have […]
4 min read